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Termite damaged stumps

The pest side and the structural side are two separate licensed jobs, and the order they happen in matters.

Why South East Queensland is a hard place for timber

This region carries among the heaviest termite pressure in Australia. Warm, humid, plenty of rainfall, and a lot of housing stock built with timber in ground contact. A hardwood stump sitting in damp soil is close to an ideal entry point, because it gives termites a protected path from the ground into the building without ever having to cross open air.

That is not a reflection on how a house was built. It is the environment. What it means practically is that any older Gold Coast home on timber stumps should be treated as a candidate for termite activity until an inspection says otherwise, rather than the other way round.

What termite damage looks like

The characteristic thing about termite damage is that it happens from the inside. Termites eat the softer material within the timber and leave a thin outer shell, so a stump can look completely normal and be structurally worthless.

  • Mud tracks. Thin tunnels of packed soil running up the outside of a stump, over an ant cap, or across a pier. These are shelter tubes and they are the clearest visible sign.
  • A hollow sound. Tapping a damaged stump gives a papery, hollow note rather than a solid one.
  • Blistering or rippling. On dressed timber, a surface that looks slightly bubbled or wavy.
  • Honeycomb galleries. Where the surface is broken open, layered chambers packed with grey brown mud.
  • Damage well beyond the stumps. Bearers, joists, wall frames and skirting. The stumps are the entry point, not usually the destination.
If you find mud tracks, stop. Do not break them open, do not spray them, do not pull the stump apart. Call a licensed pest inspector while the evidence is intact.
Close macro view of a hollowed timber structural post showing honeycomb galleries packed with mud and a thin remaining outer shell
Damage runs from the inside out, so the surface tells you very little

The right order of operations

Getting this sequence wrong costs money and sometimes costs you the chance to deal with the colony properly.

  1. Licensed pest inspection first. An inspector establishes whether the activity is live, how far it extends, and where the colony is likely working from. Disturbing workings before this can scatter activity and make the inspection less informative.
  2. Treatment or management. Carried out on the inspector's recommendation. What is appropriate depends on the situation and it is their call, not a restumper's.
  3. Establish the structural extent. Only once the pest side is under control does it make sense to work out how much timber has to be replaced. This frequently reaches well beyond the stumps into bearers and joists, and sometimes into wall framing.
  4. Structural repair. Replacement of stumps with concrete or galvanised steel, and replacement or sistering of damaged bearers and joists.
  5. Ongoing management. Treating once does not make a property permanently immune. Whatever management regime the inspector recommends needs to continue.

Two different licensed disciplines are involved here. Pest management is licensed separately from building work in Queensland. A restumping contractor is not a pest inspector and should not be asked to make a call on live activity.

Why replacing the stumps is not the whole answer

People sometimes assume that swapping timber stumps for concrete solves a termite problem. It removes one entry route, which is genuinely worth doing, but it does not deal with the colony and it does not repair what has already been damaged elsewhere.

Termites that were using the stumps as a path are still in the ground. If there is another route in, a bridged ant cap, timber in contact with soil somewhere else, a garden bed built up against the wall, they will use it. And any damage already done to bearers, joists or framing is still there whether or not the stumps get replaced.

So the structural work and the pest work are complements, not substitutes.

Reducing the pressure

None of these are a substitute for professional management, but they all reduce the conditions termites prefer.

  • Keep soil, mulch and paving well below the ant caps so nothing bridges them
  • Keep subfloor vents clear and unobstructed so the space dries out
  • Fix leaking taps, pipes and downpipes discharging next to the house
  • Do not store timber, firewood or cardboard under or against the house
  • Keep the subfloor clear of offcuts left behind by previous work
  • Have the property inspected on the schedule your inspector recommends rather than when something looks wrong

If you are buying or selling

Termite damage to structural elements is one of the more common findings that derails a contract. If a building and pest report has flagged it, what you generally need quickly is a licensed pest inspector's assessment of live activity and a builder's scope and written quote for the structural repairs, because that is what turns an inspector's comment into a number that can actually be negotiated.

Who pays, and whether the work happens before or after settlement, is a matter for you and your solicitor. It is not something a contractor can advise on.

Written August 2026

Check the current rules before you rely on this

This page is general information about termite damage and the sequence of dealing with it, current as at August 2026.

Termite inspection and management is a separately licensed activity. In Queensland, pest management licensing is administered by Queensland Health. Building work licensing and home warranty cover sit with the Queensland Building and Construction Commission at qbcc.qld.gov.au.

We are not pest inspectors, entomologists or lawyers. Where activity is suspected, engage a licensed pest inspector before any structural work begins, and before disturbing any workings.

Questions

Common questions

I found mud tunnels on a stump. What do I do first?

Leave them alone and call a licensed pest inspector. Breaking the tubes open or spraying them can scatter activity and makes the inspection less useful. Do not start structural work until the pest side has been assessed.

Can a restumping contractor deal with termites?

No. Pest management is a separately licensed discipline in Queensland. A builder can replace damaged structural timber, but identifying live activity and recommending treatment is the pest inspector's job.

Will concrete stumps stop termites?

They remove one entry route, which is worthwhile, but they do not deal with a colony and they do not repair damage elsewhere. Termites will use any other available path, including a bridged ant cap or timber in soil contact somewhere else on the property.

How can I tell termite damage from rot?

Rot produces soft, crumbling, often darkened timber that breaks down in layers. Termite damage produces hollow galleries packed with mud behind an intact looking surface, and mud tracks on the outside. A licensed inspector will confirm which you are dealing with.

How far does the damage usually go?

Frequently well beyond the stumps. The stumps are the entry route. Bearers, joists, wall framing and skirting are common destinations, and the full extent is often only visible once material is opened up.

Does insurance cover termite damage?

Australian home insurance policies commonly exclude damage caused by termites and other insects, on the basis that it is a maintenance issue rather than a sudden event. Check your specific policy, but do not assume it is covered.

How often should I have the house inspected?

Follow the schedule your licensed inspector recommends for your property, which will depend on the construction, the location and any history of activity. Waiting until something looks wrong means the damage is already done.

Our building and pest report flagged termite damage mid contract. What now?

You will generally need two things quickly: a licensed pest inspector's assessment of whether activity is live, and a builder's scope and written quote for the structural repairs. Together those turn a report comment into a negotiable number. Who pays and when is a question for your solicitor.

Next step

Tell us what the house is doing

Describe the symptoms and the suburb and you will get a straight answer about whether it sounds like stumps, and what an inspection would involve.

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